Credit Card Review: Marriott Bonvoy Boundless Credit Card

The Marriott Bonvoy Boundless Credit Card, issued by Chase, is an excellent option for travelers who frequently stay at Marriott hotels. This card offers a range of benefits, including the ability to earn free nights at Marriott Bonvoy properties, automatic Silver Elite status, and multiple ways to earn points. In this article, we'll delve into the specifics and help you answer the question, "Should I get the Marriott Bonvoy Boundless?"

When it comes to hotel-specific credit cards, it's important to consider not just the perks but also the flexibility and value of the rewards program. With over 7,000 properties worldwide, Marriott Bonvoy offers a vast network for cardholders to earn and redeem points. The Marriott Bonvoy Boundless Credit Card is the mid-tier option in Marriott's lineup of credit cards, offering a balance of valuable rewards and affordable annual fee.

Key Features of Marriott Bonvoy Boundless Credit Card

One of the primary benefits of the Marriott Bonvoy Boundless Credit Card is the ability to earn substantial points on Marriott purchases. Cardholders earn six points for every dollar spent at Marriott Bonvoy hotels and two points on all other purchases. These points can be redeemed for free nights, upgrades, and even flights through Marriott's travel partners.

Another feature that sets this card apart is the automatic Silver Elite status. This status offers benefits like 10% bonus points on Marriott stays, priority late checkout, and free Wi-Fi. Additionally, cardholders have the opportunity to fast-track to Gold Elite status by spending $35,000 on the card in a calendar year.

The Marriott Bonvoy Boundless Credit Card also offers a generous welcome bonus. New cardholders can earn up to 100,000 bonus points after spending $3,000 on purchases in the first three months from account opening. This can equate to several free nights at Marriott hotels, giving cardholders a head start on earning valuable rewards.

Pros and Cons of Marriott Bonvoy Boundless Credit Card

As with any credit card, the Marriott Bonvoy Boundless has its advantages and disadvantages. On the plus side, the card offers a high earning rate on Marriott purchases, a generous welcome bonus, and automatic elite status. It also provides an annual free night award, which can be used at any Marriott property costing up to 35,000 points per night.

However, the Marriott Bonvoy Boundless Credit Card does have some drawbacks. One of the primary cons is the $95 annual fee. While this is offset by the card's benefits for frequent Marriott guests, it may not be worth it for infrequent travelers. Additionally, the card's rewards rate on non-Marriott purchases is relatively low compared to other travel cards.

How to Apply for Marriott Bonvoy Boundless Credit Card

Applying for the Marriott Bonvoy Boundless Credit Card is a straightforward process. Individuals can apply online through the Chase website. The application requires basic personal and financial information, including your Social Security Number and income details. Approval for the card typically requires a good to excellent credit score.

Once approved, cardholders can start earning points on their purchases immediately. The welcome bonus points will be awarded after the required spend is met within the first three months from account opening.

Comparing Marriott Bonvoy Boundless Credit Card to Other Credit Cards

When considering the Marriott Bonvoy Boundless Credit Card, it's important to compare it to other travel rewards cards. For instance, the Hilton Honors American Express Surpass® Card also offers high rewards rates on hotel spending and automatic elite status, but with a lower annual fee and different hotel network.

On the other hand, general travel cards like the Chase Sapphire Preferred® Card offer more flexibility in how you earn and redeem points, but without the specific hotel benefits. Ultimately, the right card for you will depend on your travel habits and loyalty to the Marriott brand.

Who Should Consider Getting the Marriott Bonvoy Boundless Credit Card?

The Marriott Bonvoy Boundless Credit Card is best suited for frequent travelers who often stay at Marriott hotels. The card's benefits, including the high rewards rate on Marriott purchases, automatic elite status, and annual free night, can provide substantial value for these individuals.

However, infrequent travelers or those who prefer flexibility in choosing hotels may not get the same value from this card. The $95 annual fee may not be worth it for these individuals, particularly given the lower rewards rate on non-Marriott purchases.

Frequently Asked Questions about Marriott Bonvoy Boundless Credit Card

Before deciding, "Should I get the Marriott Bonvoy Boundless?" it's important to address any questions or concerns you may have. Some common questions include: What is the value of Marriott Bonvoy points? How does the annual free night work? What are the additional benefits of Silver Elite status? Understanding the answers to these questions can help you make an informed decision about whether this card is right for you.

Customer Reviews on the Marriott Bonvoy Boundless Credit Card

Customer reviews of the Marriott Bonvoy Boundless Credit Card are generally positive. Many users appreciate the high earning rate on Marriott purchases and the generous welcome bonus. The annual free night is also a highly praised feature, with many cardholders stating that it alone makes the annual fee worth it.

However, some users have noted that the card's benefits are less valuable if you don't frequently stay at Marriott hotels. Additionally, some have reported issues with redeeming points, particularly during peak travel times.

Conclusion: Should I get the Marriott Bonvoy Boundless Credit Card?

In conclusion, the Marriott Bonvoy Boundless Credit Card can be a highly valuable card for frequent Marriott guests. The high rewards rate on Marriott purchases, automatic elite status, generous welcome bonus, and annual free night can more than offset the $95 annual fee for these individuals.

However, if you're not a frequent Marriott guest or if you prefer flexibility in choosing hotels, this card may not be the best fit for you. In this case, a general travel rewards card may provide better value.

Final Thoughts

The Marriott Bonvoy Boundless Credit Card offers a compelling package for loyal Marriott guests. However, as with any credit card, it's important to consider your own spending habits and travel preferences before making a decision. If the benefits align with your lifestyle, this card can be a powerful tool in earning free hotel stays and enhancing your travel experiences.

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